News
SHRED DAY AND FOOD DRIVE PROVES SUCCESSFUL
The bank hosted a successful Shred Day and combined Food Drive on Saturday, June 5th for community members to destroy their unwanted documents in an environmentally-friendly manner. With 50 people in attendance, "the day was a great success. The people who came were very excited about us being able to shred their documents for them on site" said Ramtown Office Manager Jennifer Weisert.
Throughout the day, about one ton of paper was shredded and 100 percent was recycled. Recycling one ton of paper saves an estimated 17 trees, 380 gallons of oil, 3 cubic yards of landfill space, 4000 kilowatts of energy and 7000 gallons of water.
To supplement the Shred Day event, 50 pounds of food was donated. The bank pledged to match one dollar per pound donated and so will be contributing an additional $50 to The Foodbank of Monmouth and Ocean County
MEETINGHOUSE ROAD OFFICE IN WALL SHOWS OFF ITS NEW LOOK
The renovations have been completed at our Wall office on Meetinghouse Road. The Bay Head location is still undergoing construction. Please pardon our appearance.
Everything has been updated; from adding a new ATM vestibule, a new teller counter and even expanding the walls to improve the lobby and make the customer service desks more private.
Two of the most necessary and customer-focused changes include the addition of safe deposit boxes, which have long been requested by the community, as well as the new, safer ATM vestibule that is well-lit and faces Meetinghouse Road.
We would like to thank our loyal customers for sticking by us throughout the renovations!
JULY 21, 2010 FDIC INSURANCE UPDATE
The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each ownership category. Manasquan Savings Bank is a member of the Federal Deposit Insurance Corporation. (FDIC) FDIC deposit insurance is backed by the full faith and credit of the United States government. To learn more about FDIC insurance please visit:
The Transaction Account Guarantee Program
Manasquan Savings Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
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WE MAY BE CALLING YOU
To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.
If we suspect fraudulent ATM or debit card use, we'll be calling you to validate the legitimacy of your transactions. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions we may place on the use of your card.
- Our automated call will ask you to verify recent transaction activity on your card.
- You'll be able to respond via your touchtone keypad.
- You'll also be provided with a toll-free number to call should you have additional questions.
Our goal, quite simply, is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct phone number and address at all times. In the meantime, please be diligent in monitoring transaction activity on your account and contact us immediately if you identify any fraudulent transactions. Here are some additional tips on protecting yourself from debit card fraud.
PROTECT YOURSELF
Unless absolutely required for a legitimate business purpose, avoid giving out your:
- Address and ZIP code
- Phone number
- Date of birth
- Social Security number
- Card or account number
- Card expiration date
Your PIN is private; never give it out!
In stores and at ATMs, always cover your card and PIN, and watch for:
- Cell phone cameras, mirrors, or other tools used to view cards and PINs
- People watching your transactions
- Cashiers taking your card out of sight; take it to the register yourself
- Any unusual activity at ATMs; if you feel uncomfortable, go to another ATM
Online, you should never respond to unsolicited emails that:
- Ask you to verify your card or account number; such emails are not sent by legitimate Businesses.
- Link to websites; such sites can look legitimate but may collect data or put spyware on your computer.
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