Down payment is exclusive of sales tax and any rebate. On used autos the maximum loan will be the lesser of 90% of net sale price or 90% of NADA book value. Minimum loan: $2,000. On Line Loan Application Loan Calculator
A 1/4% rate reduction is granted for automatic transfer payment from a checking account at this bank. Transfer agreement must be part of application process and cannot be added after the loan is disbursed.
Unsecured Consumer Loans
Interest Rate
Estimated APR
Term
14.00%
14.00%
Up to 36 months
14.25%
14.25%
37 month - 60 months
Maximum Loan Amount:
$10,000.00 Minimum Loan Amount: $1,000.00
May be requested for any worthwhile purpose. A 1/4% rate reduction is granted for automatic transfer payment from a checking account at this bank. On Line Loan Application Loan Calculator
Overdraft Checking
Interest Rate
Estimated APR
Overdraft Transfers
9.75%
Floor: 9.25%
Ceiling: 14.75%
10.50%
Multiples of $100.00
Maximum Line of Credit: $5,000.00 Minimum Line of Credit: $1,000.00
This is a Revolving Line of Credit. A statement will be
rendered monthly. The minimum payment will be the greater
of 1/36 principal plus interest on the outstanding balance
or $50.00.
FREEDOM
LOAN PROGRAM
The New Jersey Freedom Loan Program is designed to offer all eligible military personnel and their families, a five-year unsecured loan of up to $10,000. Principal and interest will be deferred during the first year of deployment. The maximum interest rate for these loans is 6 percent.
